Read the complete Business Credit Card Cardholder Agreement (PDF). Merchant Visa-Mastercard-Discover Program: Electronic Data Capture. Get the upgrade with the personal checking account that pays you interest. Reward dollars expiring during the year will be cleared from your Program Account on the last day of the month in which they expire. Earn points by making everyday purchases and pay no annual rewards program fee. 1. Citizens State Bank partners with Elan VISA ® so you can find a business card solution that is right for you. Give your business an edge with the right business credit card. For Your Business; SEE MORE. Global Markets. Select from a broad spectrum of customized credit solutions to provide working capital, finance equipment purchases or fund long-term strategic growth. Citizens Bank offers personal and business banking, student loans, home equity products, credit cards, and more. Enroll Login Apply Now The Citizens Bank Visa Credit Card allows you to travel without cash. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. You may be required to provide additional financial information prior to approval of credit. The online banking service from Citizens Bank provides account information to clients 24/7 via internet … We make every effort to include all relevant merchant codes in our rewards categories. CREDIT CARDS. Skip to Content. No First Citizens card or mortgage account credit will be applied, in whole or in part, against any monthly … The card that meets all your business needs. Our Visa Platinum rewards cards come with great benefits: No Annual Fees; 6 months at 0% APR 1; Cash back options or choose to earn rewards points to redeem on merchandise, rental cars, or travel with no blackout dates … Citizens Bank is a brand name of Citizens Bank, N.A. Enjoy chip-enhanced acceptance and … Individual cards with company and employee name. Commercial Listings; ... Careers; Contact Us; Contact Us & Locations; Commercial Loans. The card offers a range of options for applying these points, you can choose to reinvest them in your business or reward yourself and your employees. No matter which card you choose, you'll enjoy important features Iike: Expense management tools No fee for additional employee cards; EMV smart chip technology for added security Mobile purchasing capability for added convenience ; Plus much more! The redemptions will post within 2-8 business days. The full First Citizens Rewards® Program Rules will be provided upon enrollment and are accessible via the program website at FirstCitizensRewards.com at log in. Earned points are calculated on actual dollars spent rounded up or down to the nearest point. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. With our Everyday Points® Business Card, the purchases you make in the course of daily business earn you points that can be redeemed for a variety of rewards. What’s more, this card has no annual fee. No First Citizens card or mortgage account credit will be applied, in whole or in part, against any monthly minimum payment due, however, account credits to your First Citizens consumer loan will be applied first to your outstanding interest and any remaining amount will be applied to your principal. Undocumented immigrants may have fewer options, but there are credit card issuers, banks and credit unions that offer credit cards to applicants regardless of citizenship status. There is no monthly point cap and points do not expire as long as you remain in the Accelerated Rewards Tier. Keep all of your accounts in one place. For someone who often carries a card balance, the First Citizens Business Visa® Card comes with our lowest available interest rate. Cash back and account credit redemptions must be completed through the program website, however a statement credit back to your First Citizens Card can also be redeemed through the First Citizens Rewards Call Center. It also offers 2 points per $1 on all purchases and a bonus of 25,000 points for spending $5,000 in the first 90 days. If we need additional information to process, we'll have a representative call you. If you prefer to speak with someone directly, please give us a call. Businesses may redeem reward dollars for (i) cash back to a First Citizens checking or savings account or credit card statement credits and (ii) Pay Me Back statement credits. Many of these incentives are comparable or even more attractive than other types of business financing cards. We group similar merchant codes into categories for purposes of making reward offers to you. Business cards are capped at 500,000 … Please don't share sensitive information, such as passwords, account numbers, credit card info, etc. Citizens Commercial Banking offers a comprehensive suite of card solutions and payment services that monitor expenses, improve efficiency and realize cost savings. Key Features. 2020 Spirit of Giving CTBCares December 14, 2020. Accelerated Rewards Tier: Earns one and a half (1.5) points for each dollar you spend for net retail purchases (gross retail purchases less any returns or credits). Sign up for the VIP experience—an interest-bearing personal checking account with the best features. The First Citizens Rewards Business Visa® Card earns points you can use for travel, gift cards, merchandise and cash back. To qualify, company must spend $3,000 within the first three months of account opening to receive the bonus. Which credit card is right for your business? Credit Cards Today's fast-paced world makes a credit card a virtual necessity. Full terms and conditions will be sent when you become a cardmember. No Annual Fee* Competitive Rates* Travel Accident Insurance** Identity Theft Assistance ; Reward points for travel and merchandise; Apply online in just a few … Enjoy chip-enhanced acceptance and security, plus many valuable benefits and services. Enjoy the everyday convenience of a non-rewards card while saving on interest and paying down your other credit card balances faster. Whether you are a small business, a large corporation or somewhere in between, there is a credit card solution for you. Start Over. Pay for what you need, when you need it with the Citizens Business Bank Commercial One Card *, a commercial card that combines company purchasing with travel and entertainment card features, and designed to give your organization the buying power it needs. With a Citizens Bank debit card, you can access your checking account to pay for any purchase where Visa® is accepted. A few things to know before opening an account: Fields denoted with an asterisk (*) are required. The new enrollment bonus offer is available at account opening to new cardholders in the Accelerated Rewards Tier of the First Citizens Rewards® credit card or existing cardholders who upgrade to the Accelerated Rewards Tier. $25 Fleming's Gift Card. Offer is valid on new accounts only. Points expiring during the year will be cleared from the Program Account on the last day of the month in which they expire. Program rules are subject to change or cancellation without notice. At the Accelerated Rewards Tier, you will earn 1.5 points for each $1 you spend for all net retail purchases (gross retail purchases less any returns or credits). Mitigate the risk of volatility in interest rates, commodity prices and foreign exchange rates with the assistance … Credit-Because we know your business ' payment options without cash spend $ within... 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